|Name ▲▼||Origin ▲▼||Description ▲▼|
|Ghost name |
|Jamaican||The ghosts of deceased people. An Obeah man will summon a Duppy and plant it in a home to curse the occupants. A sample of the victim's clothing, hair or especially menstrual fluid may be obtained so that a Duppy may rape a female victim while she sleeps and make her ill. Jamaican|
8 ways to attend college for free
1. Grants and scholarshipsFinancial aid — the traditional way of eliminating college costs — is still available. To increase the odds of landing grants and scholarships, Doug Hewitt, co-author of “Free College Resource Book,” advises students to fill out the Free Application for Federal Student Aid, or FAFSA, and then focus on local prizes.
“There are more scholarships you’ll qualify for in your home state than nationally,” says Hewitt. “Look at local organizations and talk to your high school (guidance) counselor.”
And remember to start your search early. You won’t be the only person wondering how to go to college for free and scholarships can be limited to a first come, first served basis. You should also keep in mind that you don’t need to wait for your senior year to start hunting for scholarships. There are grants and awards available at all high school grade levels.
2. Give service to your countryThe U.S. Coast Guard, Air Force, Military (West Point), Merchant Marine and Naval academies offer free college opportunities to students who serve after college, but cash is also available through ROTC programs closer to home.
Service requirements for ROTC programs vary, but all require students to complete military training on campus and commit to up to 12 years, depending on the branch of service. Students leave with training, a guaranteed job and opportunities for more free education.
AmeriCorps, a national service organization that offers education awards in exchange for community work, provides an award of up to $5,730 for each full year of service. Maximum years of service vary among AmeriCorps programs. Members also receive a living stipend while serving in the program.
3. Work for the schoolSchools charge students tuition, but their employees often can get a free education. “This is a great option, especially for older students with job experience,” says Reyna Gobel, author of “CliffsNotes Graduation Debt.” “If you’re 18, you might not qualify for a job that provides (tuition) benefits.”
Schools typically provide benefits for full-time workers and sometimes require a certain level of experience, Gobel says. Future students can find out about their school’s policy by calling the admissions office.
4. Waive your costsSome students can get a free pass based on academic performance or other factors.
The North American Council on Adoptable Children in St. Paul, Minnesota, reports that Connecticut, Kentucky, Virginia, Maine, Massachusetts, Texas, Florida and Maryland offer waivers at certain public schools for adopted and foster care children.
Other schools offer waivers for Native American students, senior citizens and dislocated workers. To find out what your school offers, call the financial aid office.
5. Become an apprenticeAn apprenticeship is another solid option when you’re determining how to get free tuition. They can also open you up to job opportunities post-college.
Overall, your average apprenticeship program will take 1-6 years. You will probably be required to put in that time along with at least 2,000 hours of field work annually. The good news is that there are apprenticeships in more than 1,000 occupations, which can give you more options.
In exchange, the sponsoring employer pays for college or technical training and provides a salary. A list of available programs is available at the ApprenticeshipUSA website.
6. Have your employer pick up the costsAnother way you might receive a free college education is through your employer. Often given in the form of an employee reimbursement, there are plenty of employers that can help curb the cost of higher education.
7. Be in demandAnother great way to find out how to go to college for free is to determine if your field of study is “high-needs.” Will your studies result in a career that’s high in demand? Ask yourself this before you even enroll if you’re trying to cut the cost of college.
Generally, schools will offer incentives to anyone focusing their studies on math, science, nursing, teaching, and social work. There are also additional opportunities available through organizations like Teach for America, the Nurse Corps Loan Repayment Program and the National Institutes of Health.
The nursing program at the University of Portland in Oregon has offered scholarships covering approximately 80% of the final 2 years of undergraduate study, if students sign a 3-year employment contract with the local health system, Fabriquer says. “There are similar programs in (high-needs) fields across the country,” he adds.